Buying a home is often the largest single investment a person will make. A detailed home inspection can minimize surprises and provide information necessary for making informed decisions related to the purchase of a home. A home inspection can provide a buyer with information to ensure decisions are made with confidence.
A home inspection is a detailed and thorough evaluation of the major systems and structural elements in a home. These systems include: roof, electrical, plumbing, and HVAC.
Additional services such as pool/spa inspections and indoor air quality testing can be added to any home inspection.
No. A home inspection is an examination of the current condition of a home. It is not an appraisal, which determines market value. It is not a municipal inspection, which verifies local code compliance. A home inspection, therefore, will not pass or fail a house, but will provide details on the current condition.
Typically, a home inspector is contacted immediately after the contract or purchase agreement for the sale of a home has been signed. Before signing the contract or purchase agreement, it is recommended that there be an inspection clause in the sales contract, which will make the final purchase obligation contingent on the findings of a professional home inspection. This clause should specify the terms and conditions to which both buyer and seller are obligated.
Home inspections may also be preformed in the following instances: prior to closing on a new construction, prior to the end of the 12-month builder warranty, prior to listing a home for sale, and at any point a home owner desires.
While it’s not required that a buyer be present for the inspection, it is highly recommended. The buyer will be able to observe the inspector and ask questions about the condition of the home and how to maintain it.
No house is perfect. A home inspector may identify areas of concern, however the presence or absence of concerning observations should not be the only tool used in the decision to purchase a home. Any observed major or critical observations will be included in the inspection report, allowing for informed decision making.
A wind storm mitigation form is a document that is provided to insurance companies identifying a home’s wind-resistant features. This form may be utilized by insurance companies to provide discounts on home-owner’s policies.
A four-point inspection looks at the four major systems: electrical, plumbing, HVAC, and roof. Insurance companies may require this form to ensure the major systems are in good working order on an older home.